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Author: Nong

6 Government Programs OFWs Are Paying Into But Never Use
Government Programs

6 Government Programs OFWs Are Paying Into But Never Use

Nagbabayad tayo. Buwan-buwan, taon-taon. SSS, PhilHealth, Pag-IBIG, OWWA — lumalabas sa sahod, o binabayaran nating direkta bilang OFW. Pero karamihan…

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5 Signs You’re Financially Ready to Start Investing
Investing

5 Signs You’re Financially Ready to Start Investing

There's a version of financial advice that tells you to start investing as early as possible, as soon as you…

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Ang SSS at ang OFW — Ang Mali na Hindi Natin Napansin Hanggang Huli
Government Programs

Ang SSS at ang OFW — Ang Mali na Hindi Natin Napansin Hanggang Huli

Pag umalis ng Pilipinas, maraming bagay ang iniwan. Trabaho, pamilya, dati-rating mga gawi. At para sa maraming OFW, naiwan din…

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5 Investment Options for Filipinos — Ranked by Risk
Investing

5 Investment Options for Filipinos — Ranked by Risk

Hindi lahat ay komportable sa ideya na pwedeng mawala ang pera na pinagsikapan mo. Yun ay hindi kahinaan — yun…

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Investing
Investing

What is UITF and Should OFWs Invest in It? A Plain-Language Guide

Kapag nagsimulang mag-ipon ang isang OFW, dumadating ang tanong: "Saan ko ilalagay ang pera ko — savings account lang, o…

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7 Questions to Ask Yourself Before Taking On Any New Debt
Money & Debt

7 Questions to Ask Yourself Before Taking On Any New Debt

"Kaya ko ba ang monthly?" Iyan ang tanong na karamihan sa atin ay tinatanong sa sarili bago umutang. At kadalasan,…

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Bakit Tayo Patuloy na Humiram Kahit Alam Nating Masakit
Money & Debt

Bakit Tayo Patuloy na Humiram Kahit Alam Nating Masakit

Ang pinakamalaking maling pagpapalagay tungkol sa utang ay ito: na ang mga taong naka-utang ay hindi alam ang ginagawa nila.…

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Ang Totoo sa Minimum Payment ng Credit Card sa Pilipinas
Money & Debt

Ang Totoo sa Minimum Payment ng Credit Card sa Pilipinas

May binabayaran ka bawat buwan. Nakalagay sa statement mo kung magkano ang minimum. Ibinabayad mo yun. Tapos nagpatuloy ka sa…

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How to Talk to Your Family About Money Limits: A Guide for OFWs
OFW Life

How to Talk to Your Family About Money Limits: A Guide for OFWs

Ang usapang ito ay isa sa pinaka-kinatatakutang usapan ng maraming OFW. Hindi dahil ayaw natin ng pamilya — kundi dahil…

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The Real Cost of Going Home for Good: What OFWs Underestimate
OFW Life

The Real Cost of Going Home for Good: What OFWs Underestimate

Para sa maraming OFW, ang paguwi para sa mabuti ay ang pinaka-maliwanag na pangarap. Ito ang dahilan kung bakit nandito…

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