Paano Kumakain ng Inflation sa Iyong Savings — At Ano ang Magagawa Mo
Mayroon akong nararamdamang bagay na matagal ko nang pinapalampas. Ilang taon na akong nagpapadala ng halos pare-parehong halaga ng pera sa pamilya ko. Pero bawat beses na kausap ko sila, ang dating sapat na halaga ay parang hindi na ganoon kasapat.…
5 Things OFWs Must Know Before Buying Property in the Philippines
Buying property is one of the most common goals among OFWs. It is tangible, it is meaningful, and it represents something real to come home to. But property purchases gone wrong are also one of the most common financial disasters in OFW stories — and…
5 Investing Mistakes Beginners Make in the Philippines
More Filipinos are investing than at any point in recent memory. The rise of investment apps, government-backed programs like MP2, and accessible stock trading platforms has made starting easier than ever. That is largely a good thing. But easier entry…
5 Signs You Are Financially Ready to Stop Being an OFW
You have been counting the years. Maybe the months. You tell yourself one more contract, then I am going home for good. But the question that quietly sits underneath all of that is one most OFWs avoid asking directly: are you actually ready, financially,…
7 Passive Income Ideas for OFWs — What’s Real, What’s Work, and What’s Risk
The phrase “passive income” gets used in a way that is misleading. It suggests money arriving while you sleep, with no effort, no capital, and no risk. The reality is different: every source of passive income requires either significant…
5 Investing Lessons from Filipinos Who Started Investing in Their 30s and 40s
Marami sa atin ang may parehong damdamin: huli na ako. Nag-aaksaya pa rin ng oras sa pagbabago. Dapat sana nagsimula pa nung bata pa ako. Ang damdaming ito ay totoo. Hindi ito dapat ipagpaliban. Pero ang damdaming ito ay hindi dapat maging dahilan para…
7 Things to Check Before Opening a Brokerage Account in the Philippines
Ang pagbubukas ng brokerage account ay isang hakbang na hindi madalas ulitin. Para sa karamihan sa atin, pipiliin natin ang isang broker at doon tayo magsisimula — at malamang na doon tayo magiging matagal. Kaya naman, bago mag-sign up, may mga bagay na…
5 Philippine Stock Market Myths Most Beginners Believe
Hindi investment ang pumipigil sa maraming Pilipino. Ang pumipigil sa atin ay mga paniniwala — mga kwento na narinig natin, mga takot na hindi natin sinuri, mga assumption na hindi natin pinagdudahan. Bawat myths na ito ay may bahid ng katotohanan, kaya…
6 Time Deposit Mistakes Filipinos Make
Ang time deposit ay isa sa pinakasimple at pinakaligtas na financial instruments na available sa atin. Ilalagay mo ang pera sa loob ng ilang buwan, tapos makakakuha ka ng interest. Walang chart na babantayan, walang komplikadong proseso. Kaya nga marami…
5 Ways to Invest P1,000 a Month in the Philippines
One of the most common reasons Filipinos give for not investing is that the amount they have available is too small to matter. P1,000 a month feels like a number that belongs in a piggy bank, not a brokerage account. But the math says otherwise — and…